SETIYARTI, Tettie; WAYUNINGTYAS, Kadek; HANDAYANI, Sagung Agung Diah Pradnya; PRADNYANA, I.G.G. Oka. The Influence of Financial Literacy and Consumptive Lifestyle on the Decision to Use Paylater Features Among University Students in Denpasar, Indonesia. Siber International Journal of Digital Business (SIJDB), [S. l.], v. 4, n. 1, p. 341–350, 2026. DOI: 10.38035/sijdb.v4i1.383. Disponível em: https://review.e-siber.org/SIJDB/article/view/383. Acesso em: 3 aug. 2026.