Influence Literacy Finance And Management The Impact of Finance on Consumptive Behavior in Adolescents

Himaldha Dwi Cahyani

doi:10.38035/sijet.v3i2.291

Authors

Himaldha Dwi Cahyani Universitas Negeri Padang, Padang, Indonesia

DOI:

https://doi.org/10.38035/sijet.v3i2.291

Keywords:

Literacy Finance, Management Finance, Behavior Consumptive, Teenager

Abstract

This study examines the influence of financial literacy and financial management on consumer behavior in adolescents. This study uses a literature review method with a descriptive qualitative approach and library research methods. The results show that good financial literacy can help adolescents make wiser financial decisions, avoid impulsive purchases, and manage expenses carefully. Adolescents with low financial literacy are more likely to be trapped in consumer behavior influenced by advertising or pressure. Social. Teenagers who are trained in financial management can distinguish between needs and wants and avoid overspending. Although literacy and financial management finance play role main, factors external like media social And Advertisements also influence adolescents' consumption decisions. Therefore, effective financial literacy and management education in schools and families are essential to equip them. teenager with skills in management finance Which wise, as well as increase their awareness of external influences in financial decision-making. This study emphasizes the important role of education in reducing consumer behavior among teenagers.

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